Candidate should have minimum 2 years experience in credit and risk assessment of Personal Loan/Business Loan / LAP / Working capital, equipment finance with a Bank, NBFC, DSA or Aggregator

• Understanding of financial statements, Bank statements, key Financial Ratios, Working capital management, FOIR, DBR, Multipliers, etc.
  
• Ability to judge the customer profile and identify his/her eligibility basis data provided
  
• Very strong understanding of Banking criterias for at least 2 type of Loan products
  
• Experience of working and evaluating Bureau reports (CIBIL, Experian, CRIF, etc.)
  
• Good Understanding of various loan products provided by different banks, nbfcs and fintechs
  
• Strong analytical skills and detail oriented to understand the business model of the borrower. 
  
• Startup Cultural Fit: willingness to learn, to innovate, to take initiative, to think beyond conventional dogma, ability to work in a flat organisation
  
• Ability to explain complex information clearly and rationally.
  
• Avid interest in financial products and services.
  
• Computer Skills: MS Word, Excel & PowerPoint a MUST